Types Of Liquor Licenses in Florida

When visiting a bar or restaurant. The most common orders of guests is a cold crisp wine or beer. Of course, alcoholic beverages are quite common in these establishments. However, selling such drinks can be punishable by law if you do not have the right liquor license. Because of this, it is important for business owners to know the types of licenses to make their business reputable. To help you, below are some of the following liquor licenses in Florida.

Quota – Full Liquor License

One of the main type of liquor license Florida business owners can opt for is a quota liquor license. Quota also known as full liquor license is a type of license that can be purchased or transferred from an existing license holder. In addition, the license can be used in a package-liquor store, bar or a restaurant facility that does NOT meet the SRX requirements. However, a new quota license is created for every increase in the population of a place by 7500 residents.  

Full License / SRX Restaurant

Another liquor license business owners can make use of is a SRX license. SRX Licenses can be applied for directly from the state if you meet a certain criteria, dependent upon the number of seats or square footage of your restaurant. Other than that, a special (SRX) restaurant alcoholic beverage license can be obtained if requirements are met at any time. But, there is an exception to the number of licenses per county restrictions. For instance, the SRX license allows you to sell beer, wine, and liquor for consumption on-premises, in connection with a restaurant, however a restaurant must derive 51% of their revenue from food and non-alcoholic beverages to qualify for this special license. In case that this percentage cannot be met and maintained, the restaurant would not qualify for the special license and would then be required to obtain a regular (quota) license.

Beer and Wine License

Finally, business owners can also opt for a beer and wine license. A beer and wine license permits the sale of malt and vinous liquor by the drink for consumption ON the licensed premises. This license can be applied for directly from the ABT and can be used in either a convenience store, bar, or restaurant setting. 

These are the most common liquor licenses business owners can make use of to help them sell alcoholic drinks more efficiently on their area. Check this site to know more about liquor license in Florida.

4 Questions To Ask When Choosing The Best Bank To Open A Business Account With

Starting a new company often comes hand in hand with opening a business account. This is a highly recommended strategy, especially for first-time entrepreneurs, since this can help them have an easier time keeping track of all the expenses that come with their new venture. Having a separate bank account for your company will also provide protection to your personal assets from any legal liability in case things go sour for your business.

For you and your new venture to enjoy the various services, solutions, and benefits a bank offers, you need to choose the best bank to open a business account in. To help you select the best one, here are some key questions that you have to ask first:

1.     How soon are deposited funds available?

Today, there are still some banks that put a hold on certain types of deposits. For most startups, fund availability is very important and if you want to be sure that your deposits can be instantly credited, you need to verify this with the bank representative. While asking this, try to get details about the bank's process for handling deposits and withdrawals as well. This is because there are certain banks that process a deposit first, and then process the withdrawals from the same day, but others credit the deposit last. In such instances, you will likely overdraw multiple times – something that you don’t want to happen to avoid paying surcharges and penalties.

2.     What is the required maintaining balance to avoid fees?

One of the important things you need to know when opening a business account is the minimum deposit required to open an account and the minimum balance required to waive monthly bank fees. Find out the upfront price of opening an account as well as the continuing requirements, since there are certain types of accounts that require a direct deposit or a recurring payment to avoid monthly service fees. Aside from monthly service fees, find out if you will be charged for other fees such as a stop-payment fee and deposited item return fee.

3.     Does the bank offer overdraft protection options?

Due to one reason or another, many startup business owners avail of a bank’s overdraft’s facilities. Although this bank service offers several benefits, it is best to sign up for overdraft protection as well. Without an overdraft protection policy, there is a risk that your business debit card may be declined or your check might bounce. Although you will have to pay for an additional charge for overdraft facilities and protection, it is an invaluable service that you can rely on.

4.     Does the bank have mobile banking and online bill payment features?

Lastly, you will be able to save a lot of time if you can carry out some banking transactions online. It is simply a more convenient option as well. However, you have to make sure that the bank you choose has a high level of protection in place against fraud. Also, take the time to compare the mobile apps of different banks to see which ones are the most functional for your needs before choosing one.

Having a business bank account not only means having a safe and secure place where you can deposit your money. By choosing the right bank, you will gain access to different banking and financing services and solutions that can be beneficial to your business.

How To Impress Employers That Offer Hollister Jobs

It is indeed hard to find employers that will need your specific skills set and training, most especially when you are focusing on just a certain area. Apart from that, the competition is becoming intense with younger job candidates wanting to establish their careers.

How exactly would you stand out from this competition, most especially when you are limiting your options to different Hollister jobs? Reliable temp agencies San Jose job seekers turn to share some great tips for helping you impress employers so that you can land employment in your preferred location.

Tips For Impressing Employers Today

Create an impressive application form – You need to write flawlessly about your accomplishments, character, strengths and personality. Consider editing your resume and application form for a couple of times until you are sure that they have the best quality.

Dress appropriately – If you have a great sense of style, you can definitely stand out. This can also reflect your personal standards for excellent quality and your attention to detail. For interviews, go for classic looks but add special elements to your attire.

Be confident at answering questions – Reliable outsource staffing agencies claim that there are common questions they ask to reveal how a candidate thinks.

Continuously grow your skills – It is a plus point if you reveal that you are learning new things whilst you are still waiting to land the job you want. Bear in mind that employers greatly appreciate people making an effort toward constant personal improvement. 

Mistakes Business Owners Make That Affect Cash Management Solutions

In order to protect business finances, it is imperative for business owners to make use of cash management solutions. However, some business owners make mistakes that affect such solutions. To avoid this, business owners need to know the most common mistakes they can make. Below are some of the following.

Impulsive purchases

One of the most common mistakes that business owners make that affect their cash management solutions is impulsive purchases. Every now and then, there are numerous product and services that are released in the market that can help make businesses more efficient and functional. Because of this, some business owners want to take this into their advantage. Sadly, there are some business owners who make impulsive purchases, which can affect their cash. In addition, impulsive purchases can also damage cash management solutions. To avoid this, it is imperative to only purchase products and services that is essential for your business.

Wrong or forgetting to forecast

The next mistake that business owners make with regard to cash management solutions is wrong or forgetting to forecast. Forecasting is important for business owners in order to allow them to make better plans and decisions. However, due to numerous tasks and obligations at work, there are cases when business owners forget to forecast. Other than that, some business owners also predict wrong forecasts, which can easily affect their cash flow and management. Business owners can easily avoid this by simply hiring experts to help them forecast their financials.

Not creating a cash cushion

Another mistake that business owners need to be aware of if they sometimes do not create a cash cushion. A cash cushion is the finances you keep in your savings account to protect yourself and your business against financial penalties and issues. Sadly, some business owners neglect this factor. As a result, they may experience financial problems that can lead to business failure. So, it is best for business owners to maintain a balance equivalent to up to 3 months of operating expenses. With this, you can make sure that cash management solutions can be more effective.

Neglecting services offered by financial institutions

Lastly, there are business owners who also neglect services offered by financial institutions. Financial institutions most especially banks offer a wide selection of financial services for business owners. These services are created to accommodate certain needs of business owners such as services to improve cash management solutions. Thus, business owners need to consider these services to help them improve their financial status.

Knowing these mistakes can help business owners make sure that they can prepare their business properly, which can help make cash management solutions better. 

Source: HSBC is a reliable bank that offers the best business finance services. The institution also has skilled experts you can guide you in making better financial decisions. Check this site to know more about cash management solutions.